“ANALISIS BANK DIGITAL MENGGUNAKAN RISK BASED BANK RATING PT BANK NEO COMMERCE TBK ”, SIKOMTEK, vol. 16, no. 02, hlm. 43–54, Feb 2026, Diakses: 24 Agustus 2026. [Daring]. Tersedia pada: https://sikomtek.jakstik.ac.id/index.php/sikomtek/article/view/86